Confused about what the Stafford Loan interest rate is? With all the Congressional bills and crazy news stories, it’s easy to lose site of the fact. Here’s what the situation is currently, for the current and upcoming calendar years:
| Year | Interest Rate Subsidized Stafford (Undergrad) | Interest Rate Other Stafford (Unsubsidized/Graduate) |
| 2007-08 | 6.80% | 6.80% |
| 2008-09 | 6.00% | 6.80% |
| 2009-10 | 5.60% | 6.80% |
| 2010-11 | 4.50% | 6.80% |
| 2011-12 | 3.40% | 6.80% |
| 2012-13 | 6.80% | 6.80% |